Payday Loans

Payday Loans by Personal Cash Advance

Short on cash? Caught between paychecks? We can help!

Personal Cash Advance is the fastest way to obtain secure, online cash advances and payday loans. Signing up and qualifying for a payday loan is quick and easy, and in many cases there are no documents to fax depending on the lender that accepts your loan request. Once a lender approves you for a cash advance, they'll electronically deposit the requested payday loan amount directly into your checking or savings account. Our discreet service providers offer flexible payment options, getting you the cash loan you need right now. It's that easy, so why wait to get that cash advance?

Payday Loan & Cash Advance Instant Access

A payday loan provides you with an unsecured, short-term cash advance until your next payday. Many customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. Unlike an installment loan, there's no need to worry about making multiple payments or managing a long-term financial commitment.

Compare Payday Loans:

Need a short term loan?

If you need short-term borrowing, a payday loan could be worth considering. A payday loan isn’t a long-term loan option but, if you have an unexpected bill and don’t have the money or an overdraft, it can help bridge the gap to your next pay cheque. However, payday loans should never be used as a long-term borrowing solution because used in this way, they are very expensive.

We don’t offer a full comparison service for payday loans, but we hope the providers we’ve listed help you find the right deal.

Before you apply though, it is important to make sure a payday loan is right for you. Payday loans can be a suitable option if you need to borrow money for a short period of time, but they can also exacerbate the problems of those already in financial difficulty.

Personal lending products are offered by Royal Bank of Canada and are subject to credit approval.

The calculation is based on the accuracy and completeness of the data you have entered, is for illustrative and general information purposes only, and is not intended to provide specific financial or other advice, and should not be relied upon in that regard. Actual results may vary, perhaps to a large degree.

Royal Bank of Canada uses reasonable efforts to include accurate and up-to-date information in this calculator, but cannot guarantee that all information is accurate or complete or current at all times. You should speak with one of our credit specialists before making a final decision on a loan or line of credit to ensure it meets your overall financial needs.

Royal Bank of Canada does not make any express or implied warranties or representations with respect to any information or results in connection with the calculator. Royal Bank of Canada will not be liable for any losses or damages arising from any errors or omissions in any information or results, or any action or decision made by you in reliance on any information or results.